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A Complete Guide on How to Calculate BMC Property Tax for Flats and Apartments

Paying property taxes for your flat or apartment could become a headache if you are not aware of the basics. 

But don’t worry because you have reached the right place with the perfect guide to calculate your Bhubaneswar Municipal Corporation (BMC) property tax and pay it online easily!

If you are not aware, you can either choose to pay your holding tax collectively through your flat or apartment housing association, or choose to do it individually yourself.

1.What are the basic details needed to calculate BMC property tax for flats and apartments?

What are the basic details needed to calculate BMC property tax for flats and apartments?

Before proceeding to calculate your BMC property for flats and apartments, you must first collect a few basic, but very important documents and details.

Firstly, find the unique 15-digit Holding number. You can find this on any previous holding tax receipts, or on the Annual Demand Notice/Bill issued by the Bhubaneswar Municipal Corporation (BMC).

If you are not able to find your Holding number, read below to know how.

Secondly, find out your zone and ward number, where your flat or apartment is located in Bhubaneswar, Odisha. 

How to find your Ward number?

If you cannot find your ward number, visit the BMC Holding Tax Portal and click on “Know your ward and holding number by searching through the name” option.

How to find your unique 15-digit Holding number?

Step 1: Visit the official Bhubaneswar Me Citizen Service Portal or the Bhubaneswar Smart City Holding Tax Portal.

Step 2:  Click on the “View/Pay Holding Tax” tab. You can also search it through the “name” option.

2.How to find the plinth area of your flat/apartment?

How to find the plinth area of your flat/apartment?

What is the Plinth Area of your flat/apartment?

The Plinth area of your flat or apartment is the total built-up area of your home. It includes the space taken up by your rooms, kitchen, bathrooms, and the internal and external walls.

The Plinth area is important while calculating your BMC property tax for flats and apartments.

You need not take the headache of calculating the exact Plinth area of your flat/apartment. 

You need to simply find the property’s officially approved building blueprint which you can get from your builder, or from the Bhubaneswar Municipal Corporation (BMC) itself. 

How to calculate your flat/apartment Plinth Area manually?

Step 1: First, find the exact length and width of every indoor room from the inner wall to the other inner wall.

Step 2: Multiply the length by the width of each room to get individual square feet, and then add them.

Step 3: Individually measure the width of all internal and external walls, and add their total area to the indoor room sum to calculate the final plinth area.

How to calculate the Annual value of your flat/apartment for the BMC property tax based on Plinth Area?

Step 1: Firstly, multiply the total plinth area of your apartment (in square meters) by the base rate of Rs. 13.65. (Take this total as X).

Step 2: Deduct 15% of X as maintenance charges.

Step 3: Thirdly, add 0.5% of the total land cost of your flat (the land cost is determined as per the General Administration (GA) Department’s rates).

Final Annual Value Formula: (X) – (15% of X) + (0.5% of Land Cost)

3.How to pay BMC property tax for rented flats and apartments?

How to pay BMC property tax for rented flats and apartments?

For rented flats and apartments in Bhubaneswar, the responsibility of paying the property tax lies on the owner of these properties. 

If you are a flat owner, read on to find out how to calculate the BMC property tax for flats and apartments on rent.

Firstly, find the annual rental charges of the property. To do this, multiply the monthly rent amount by 12 to find the annual rent. 

The Bhubaneswar Municipal Corporation (BMC) calculates property or holding tax for rented flats and apartments at a flat rate of 17.5% of the Annual Rent

This rate includes Holding Tax (10%), Latrine Tax (2.5%), and Street Light Tax (5%).

4.How to apply maintenance deductions to your building value?

How to apply maintenance deductions to your building value?

When you are calculating your property tax for flats and apartments in Bhubaneswar, you need to deduct a fixed maintenance charge from your property’s Annual value.

The Bhubaneswar Municipal Corporation allows a maximum of 15% deduction from your property’s annual value as maintenance charges. It is calculated in the same way as well for rental properties.

For example, if your base value comes out to be ₹10,000, you can deduct ₹1,500 as maintenance charges. After that you need to calculate the BMC property tax for flats and apartments on the remaining ₹8,500.

5.How to pay the BMC property tax for flats and apartments online?

How to pay the BMC property tax for flats and apartments online?

After calculating your BMC property tax for flats and apartments, you need to pay the same online at the BMC Property Tax Portal.

Step 1: Visit the official website for BMC holding tax online payment.

Step 2: Select the Property Tax Services section and enter your Ward number and Holding number.

Step 3: After entering these details, click on the search button to view your current tax bill, outstanding dues, and any late payment penalties. 

Step 4: Choose your preferred payment mode like UPI, credit card, debit card, or net banking to complete the process safely.

Step 5: Download the PDF of the digital receipt for your personal records.

6.At a Glance

At a Glance
StepsKey Takeaway
Basic DetailsYou need your unique 15-digit Holding Number, Zone, and Ward Number (all retrievable on the BMC portal).
Plinth Area CalculationBase Value (X) = Plinth Area (sq. meters) X ₹13.65.Formula for Property Tax: (X) – (15% of X) + (0.5% of Land Cost)
Rule for Rented Flats/ApartmentsThe owner pays a flat 17.5% tax based on the total Annual Rent (Monthly Rent $\times$ 12).
Maintenance DeductionBMC allows a standard 15% discount off your base property value to lower your final tax bill.
Online Payment ProcessVisit the BMC portal, enter your Ward and Holding number, pay via UPI/Card, and download the PDF receipt.

Conclusion

Conclusion

Hence, calculating your BMC property tax for flats and apartments in Bhubaneswar, Odisha is not difficult or complex at all after following the above guide!

Make sure to take advantage of the discounts in the form of maintenance charges at 15% on your property Annual Value. 

Now you can execute your civic responsibilities of paying your property or holding taxes easily from your home itself. To avoid any confusions in the future, keep this blog bookmarked for future references!

If you wish to learn more about real estate, property buying, or even terms related to it, do check out our other blogs.

Frequently Asked Questions (FAQs)

1.What is the penalty for late payment of BMC property tax?

If you miss the due date for your BMC property tax, a monthly penalty is added to your bill. It is best to pay early to avoid these extra fees. Typically, the charges are 1.5% per month, or 18% annually.

2.Is property tax calculated differently for self-occupied and rented flats?

Property tax is an annual fee. However, you can pay it quarterly or clear the full amount at once before the annual deadline to keep your records clean.

3.How often do I need to pay holding tax in Bhubaneswar?

Yes. To calculate bmc property tax for flats and apartments that are self-occupied, use the plinth area. For rented homes, it is calculated using the yearly rental income.

4.What is the official portal for making online property or holding tax payments in Bhubaneswar?

You can visit the Bhubaneswar Me Citizen Portal or the official municipal website to make your BMC holding tax online payment safely using UPI or cards.

5.Who pays the tax for a rented flat, the owner or the tenant?

The legal responsibility to pay bmc property tax always lies with the property owner. Tenants are not responsible for paying this tax to the municipal corporation.

6.How can a new flat owner find out how to calculate property tax in Bhubaneswar?

New owners can learn how to calculate property tax in Bhubaneswar by multiplying their flat’s plinth area in square meters by the government base rate of Rs. 13.65.

7.Does the flat plinth area include common spaces like elevators and stairs?

No, common areas like shared staircases, elevators, and corridors are excluded. Only measure the internal space and walls of your own unit to calculate bmc property tax for flats and apartments.

8.Can I pay my flat’s property tax offline?

Yes, if you prefer offline methods, you can visit designated bank branches or your local ward office in Bhubaneswar to pay your tax with cash or a cheque.

9.What should I do if my flat’s holding number shows incorrect data online?

If you notice errors during your bmc holding tax online payment, you should visit the BMC tax office with your sale deed to request an official correction.

10.Are there any properties that are exempt from paying this tax?

Yes, public places, government buildings, and spaces used strictly for religious or charitable purposes are generally exempt from paying the standard bmc property tax in Odisha.

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